Commercial insurance policies protect businesses. There are different kinds of commercial insurance policies, including workers’ compensation coverage, commercial property and auto insurance, and professional liability insurance.
Often, commercial insurance policies are the policies that pay out when you get hurt and sue a business. Unfortunately, commercial insurers typically have extensive experience defending against claims, and the goal of these insurers is to pay injured victims as little as possible.
Diaco Law is here to help you stand up against these commercial insurers if you or someone you love is hurt or killed, and a commercial policy should cover your losses. We have extensive experience going toe-to-toe with some of the biggest insurers in Florida to fight for injured victims, and we will put that knowledge and experience to work on your case.
To find out more about how a Tampa commercial policy lawyer can help you, give us a call or contact us online today.
When Do You Make a Claim Against a Commercial Policy?
If you are harmed by any business, there is a very good chance that the claim you will make is against a commercial policy.
This is true, for example, if you suffer an injury at your job and must make a workers’ comp claim against your employer’s workers’ comp insurer.
It’s also true if you get hurt at a business and make a claim against their commercial liability insurer or if you are damaged by a driver who is on the job at the time and you’re pursuing a claim against their company’s commercial auto insurer, such as cases involving garbage truck accidents in Tampa. If you’re a medical malpractice victim in Florida and make a claim against a professional liability insurer, that’s usually also a commercial policy.
Pursuing a claim against someone with commercial insurance is, in theory, not that much different than making a claim against a residential insurer. However, there may be added obstacles to overcome, such as if you signed an arbitration agreement with the business, and the insurer is trying to claim you can’t sue because of it.
How Can a Tampa Commercial Policy Attorney Help You?
Commercial insurers often have a substantial amount of money and a team of lawyers that can represent their interests and try to make certain the insurance company pays out as little as possible and denies as many claims as possible.
You need help from a Tampa commercial policy lawyer who represents only injured victims. You deserve your own advocate to stand up against the insurance company, and to take care of tasks like:
- Identifying all the different defendants who have insurance coverage and whose policies could potentially apply to cover losses
- Determining the amount of insurance coverage available so you can understand how the maximum amount of money the insurers will provide to cover your losses
- Helping you gather evidence and find expert witnesses to pursue the strongest possible claim
- Negotiating with the insurer to try to come to a settlement agreement that covers all your losses
- Going to court if needed to make the insurer pay
Diaco Law has helped many clients fighting against commercial insurers, and we can put our legal knowledge to work on your claim.
Get Help From Diaco Law Today
Don’t let a commercial insurance company deny you compensation that the law says you deserve due to your losses. Reach out to a Tampa commercial policy lawyer at Diaco Law today to begin putting together a strong claim and fighting for your rights. Your consultation is free, so contact us today at (813) 945-6110 to get an advocate on your side.