As a lifetime resident of Florida and a vehicle accident attorney in Tampa, FL, I cannot stress enough the importance of obtaining proper motor vehicle insurance coverage.
Shockingly, the minimum coverage required in Florida to purchase and maintain a valid license plate is $10,000.00 in Personal Injury Protection coverage (PIP) and $10,000.00 in Property Damage Liability coverage (PDL), according to the Florida Department of Highway Safety and Motor Vehicles.
Bodily Injury Liability (BI) coverage is NOT required.
Bodily Injury Liability (BI) coverage is NOT required. BI liability coverage pays for serious and permanent injury or death to others when you cause a crash involving your automobile.
If you have BI coverage, you will be provided with liability coverage up to the limits of liability you have chosen, and you will be provided with a legal defense if an injured party sues you.
As an experienced vehicle accident lawyer in Tampa, FL, I am dedicated to helping you defend against lawsuits and get the compensation you deserve if you have been sued after a car accident.
A cheaper rate may seem like a great deal
Unfortunately, when people try to find the best price for automobile insurance, they often ask for full coverage, not knowing that they are NOT obtaining BI coverage in Florida for injuries they cause.
While a cheaper rate may seem like a great deal at the time, you may put yourself and your family at financial risk if you negligently injure someone while driving. As a vehicle accident attorney in Tampa, FL, I recommend checking your policy to see if you have BI coverage. If not, seriously consider obtaining it to add another layer of protection for you and your family.
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One in Eight drivers are entirely UNINSURED
According to the Insurance Research Counsel, one in eight drivers are entirely UNINSURED. That means they don’t have PIP, PDL, or BI coverage. What if one of those drivers was to cause an injury to you or a family member? What if that collision caused severe, life-altering injuries, rendering you or your loved one unable to work while medical bills began to pile up?
What would you do if that genuine possibility became a reality? Thankfully, you can obtain Uninsured/Underinsured Motorist coverage (UM) to protect you if someone with no BI coverage or insufficient BI coverage for your injuries injures you.
Review your policy
Please review your policy to determine the exact types of coverage you have and make the adjustments needed to protect you and your family. If you have UM coverage, you can prepare for the worst. If an uninsured or underinsured driver strikes you, it will cover medical bills and lost wages.
If you would like further information about an automobile injury claim or any other type of injury claim issue, call Diaco Law at (813) 221-7978, or you can reach the personal injury attorneys of Diaco Law online at Diacolaw.com.
My experience with Diaco Law was great, they went above and beyond for me and always had my best interest first.
Gwendolyn
Taylor & Melynie were the best! They helped me with with everything, were the most kind & sweet people I’ve worked with. Hopefully I never need their type of services again but if I ever did I will choose them, always!!!
Allana
Very professional and helpful!
Thuch
First time getting in an accident, Taylor and the rest of the staff at Diaco made the process easy and painless. Fought and got me more than I originally was told. No police report and they still got me what I was owed. I can’t thank you all enough!
Mike
My case had complications due to having two accidents close to one another and one of the drivers being uninsured. Diaco Law got me a settlement that I was happy with and they were very good at protecting my interests through this turbulent situation.
James
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